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COSMETIC SOLUTIONS is Hamilton Fraser's unique medical indemnity insurance product for qualified aesthetic and cosmetic practitioners. It provides quality protection against allegations of malpractice or wrongdoing at extremely affordable prices.

Full details and downloadable information (such as proposal forms and cover explanations) is available on our downloads page.

More and more everyday people are turning to cosmetic treatments to enhance their image and improve their lifestyles. Most practitioners understand the need for medical indemnity insurance but the high costs of insurance protection via their defence organisation bodies are restricting the smaller practitioner from taking advantage of these exciting business opportunities. The situation is not helped by increasing confusion over legislation, medical protocols and qualifications.

But there is an alternative way. COSMETIC SOLUTIONS is a fully featured medical indemnity policy available to all suitably qualified practitioners wishing to offer cosmetic and aesthetic procedures, either to enhance their existing general practice or as a standalone business opportunity. What's more, in the majority of propositions, it is a much more cost effective solution than using the standard defence organisation protection.

Cover is available for the full range of aesthetic procedures currently available in the market as well as including important policy extensions relevant to today's increasingly litigious environment.

STANDARD PROTECTION WITH ALL POLICIES

• Full medical indemnity insurance protection underwritten by Certain Syndicates at Lloyd's of London
• £1,000,000 limit of indemnity (can be increased for an additional premium)
• Legal Defence Expenses including Disciplinary Hearings Cover
• Libel and Slander Extension
• Breach of Confidentiality Extension
• Errors and Omissions Extension

EXAMPLES OF INSURABLE PROCEDURES

• Botulinum Toxin
• Dermal Fillers
• Glycolic and TCA Chemical Peels
• Mesotherapy Techniques
• Sclerotherapy
• Dermabrasion
• Laser & Light Procedures
• Thread Lifting
• Teeth Whitening
• Cellulite Reduction
• Semi-Permanent Make-Up

Acceptable practitioners include qualified dentists, doctors, surgeons and nurses. Beauticians are accepted for certain treatments subject to a minimum qualification level of NVQ Level 3 (General) or similar. Policies can be arranged in the UK, Republic of Ireland and Spain.

Please call us on 0845 310 6300 to discuss your requirements in full.