The wealth of Italians soars to 6,150 billion: less liquidity, more shares and funds. This is how portfolios change thanks to the stability of the Meloni government
Despite an unstable geopolitical scenario and a global economy experiencing severe turbulence, Italy surprises. In 2025, household financial wealth reached 6,150 billion euros, with an increase of 4.5% compared to the previous year. A leap of over 266 billion which tells a different story from the often dark one of the public debate. To underline it is a report from the Unimpresa Study Center: the Italian economy is more solid and flexible than we think, capable of resisting crises and adapting to changes.
But behind this result there is not only the proverbial prudence of Italian savers. There is also a non-secondary political factor: the stability guaranteed by the Meloni government, which restored confidence to families and economic operators. In a Europe characterized by weak governments and continuous upheavals, Italy has finally been able to count on a solid and coherent executive, capable of giving a medium and long-term horizon to economic choices.
Less liquidity, more investments
The most interesting change concerns the composition of portfolios. Italians are gradually abandoning the idea of keeping money in their current account. While remaining the largest item, bank deposits grow less than the total and lose relative weight. Current accounts rise to 1,140.9 billion, but their incidence drops to 18.6%. The decline in deposits was even more marked, decreasing to 432.5 billion.
This means only one thing: unproductive liquidity is transformed into investment. Households are looking for better returns and greater protection from inflation, moving towards more dynamic instruments. It is the sign of financial maturation also favored by a climate of trust towards the future of the nation.
The rush towards securities, shares and funds
The real protagonist of 2025 is the market component. Shares and equity investments grow by almost 130 billion, exceeding 1,875 billion and representing over 30% of total wealth. Mutual funds also soared, with an increase of 8%. Medium-long term securities rise, while short-term ones fall: investors are choosing longer horizons, a sign of confidence in economic stability.
Insurance reserves also continue to increaseconfirming the central role of social security and savings protection in a nation that is aging but does not stop planning.
Stability as a lever for growth
As he explained Paolo Longobardi, president of Unimpresathis heritage can become the engine of a new phase of growth if directed towards businesses, especially SMEs. And this is where the role of government becomes decisive. The line of seriousness on public finances, the continuity of the executive’s action and the recovery of international credibility have created the conditions for savings not to retreat, but rather to grow.
In a Europe often paralyzed by political uncertainty, Giorgia Meloni’s Italy demonstrates that stability and vision can make the difference.
