In August, the 5% withholding on income-related pensions comes into effect for those who have not communicated their 2022 income to INPS. Anyone who does not comply by September 15 risks having the benefit revoked and the sums received recovered
Pension risk reduced in August for thousands of citizens. The reason? Failure to communicate income received in 2022, a mandatory requirement for those who receive social security or welfare benefits linked to income. Anyone who does not regularize their position will first suffer a withholding of their pension and then, if they continue not to submit the declaration, the definitive withdrawal of the benefit. You have until September 15, 2026 to comply.
Why INPS asks some pensioners for the 2022 tax return
Many pension benefits do not have a fixed amount, but depend on the economic situation of the person receiving them. The law, in fact, links both the right to receive them and their amount to the income actually collected by the beneficiary. To control these incomes, INPS relies on the data that arrive automatically from the Revenue Agency, via the 730 Form or the Income Form. The problem arises for those who have incomes which, for various reasons, are not fully shown in these tax returns. In these cases it is the pensioner himself who has to communicate the sums received to INPS, even when they are not subject to the normal tax return. If this communication does not arrive within the established deadlines, INPS acts in two phases. First it partially suspends the benefit, then, if the pensioner continues not to communicate the income, it definitively revokes the pension, also recovering any sums already collected without having the right to it anymore.
Income-related pensions: who risks and who is excluded from controls
The countryside concerns pensioners resident in Italy who receive income-related benefits and for whom INPS has not yet received the 2022 tax return. Among the benefits involved are social allowances, civil disability pensions, ordinary disability allowances, additions to the minimum wage, social increases and survivors’ pensions. Specificallythe problem concerns three different situations. The first is that of those who do not declare all their income to the Revenue Agency, because some of it is not included in the ordinary declaration: this is the case, for example, of employed work carried out abroad or interest on bank, postal, BOT or CCT accounts. The second concerns those who receive income from coordinated and continuous collaborations or from self-employment, even occasional: for tax purposes these incomes are declared differently than what is required for social security purposes, and this can create a misalignment with the data held by the INPS. The third, simplest, is that of those who have never sent the declaration or income reconstitution requested by the Institute in recent months. Those who regularly declare all their income via Form 730 or the Income Form do not have to do anything: in this case it is INPS itself that automatically acquires the data from the Revenue Agency, without the need for any additional communication.
5% withholding and how to avoid revocation by September 15th
Anyone who has not yet submitted the declaration will suffer one withholding of 5% on the gross taxable pension for the month of July 2026. The reduction will be applied to the pensions of August and September 2026. Only treatments equal to or less than 100 euros per month are an exception, for which no withholding is envisaged: be careful though, because these also remain at risk of revocation. In addition to the withholding, the pensioners involved will receive a dedicated communication, which can be consulted in the MyInps reserved area and, if available, also via PEC or e-mail, indicating the final deadline: 15 September 2026. To avoid permanently losing the benefit, it is necessary to submit an application for income reconstitution, indicating all the relevant income received in 2022. The simplest way is to do it online, independently, by accessing the INPS website with at least level 2 SPID, Electronic Identity Card, National Service Card or eIDAS. Alternatively you can contact a patronage. Anyone who lets September 15, 2026 pass without submitting the application risks the definitive revocation of the income-related benefit for the year 2022, with the recovery of any sums already collected and found not to be due. Be careful, because the revocation will at that point also concern pensions up to 100 euros per month: not having suffered the 5% withholding, in fact, does not exempt you from the obligation to submit the declaration.
