Economy

Applications for contributions of up to 480 euros are now open

Requests possible until 9 December for the relief intended for mothers with at least two children and an income of up to 40 thousand euros. How it works. And from 2026 the amount will rise to 60 euros per month.

Applications for the 2025 Working Moms Bonus are now open. INPS has opened the 40-day window to submit the request for the economic relief designed to support women with children and medium-low incomes. You have until 9 December 2025. The contribution is worth 40 euros per month, for a maximum total of 480 euros per year, and is totally tax-free. From 2026, as foreseen in the draft of the Economic Maneuver, the figure will rise to 60 euros per month, equal to 720 euros per year.

Who is entitled to the 2025 working mothers bonus

The bonus is reserved for mothers with at least two children and an active employment relationship, but with specific conditions. Workers with two children are entitled to it, up to the second child’s 10th birthday, and mothers with three or more children, up to the 18th birthday of the youngest child. The benefit is intended for both public and private employees (but not domestic workers), as well as self-employed workers and freelancers registered with a compulsory social security system or a professional fund. The total income from work in 2025 must not exceed 40 thousand euros. It is not necessary to meet the requirements as early as 1 January 2025. For example, if the second child was born in April, the right to the benefit starts from that month. Particular situation for those who have three or more children and have moved to a stable contract in 2025. No bonus of 40 euros in the months covered by a permanent contract. But for those months the contribution relief of up to 3,000 euros per year applies, which remains valid until 31 December 2026.

How it works and how much the 2025 working mothers bonus is worth

The contribution for 2025 is 40 euros for each month in which the worker meets the requirements, for a maximum of 12 monthly payments, therefore up to 480 euros per year. The sum is paid in a single payment, in December 2025, or, for those who apply close to the new year, by February 2026. The bonus is tax-free, does not affect the ISEE and does not contribute to the formation of income. In practice? A mother with two children aged 7 and 3, who works all year on a fixed-term contract, will receive 480 euros in December. A mother with three children, who works on a temporary basis until June and then signs a permanent contract, will have the bonus for the first six months and will then benefit from the expected contribution relief. A mother who will have her second child mid-year will be able to get the bonus from that month onwards, receiving a proportionate share.

How and when to apply for the 2025 working mothers bonus

The application is not automatic and does not go through the employer: it must be submitted directly to INPS within 40 days of the publication of the circular, i.e. by 9 December 2025. Those who meet the requirements later, but still in 2025, will be able to apply until 31 January 2026. The request can be made on the INPS portal (with Spid, Cie or Cns credentials) or by contacting the INPS Contact Center or through labor associations and consultants. It is necessary to indicate the Iban on which to receive the payment and attach the children’s documents, even temporary ones, in case the tax code has not yet been assigned. False declarations lead to the revocation of the benefit and administrative sanctions.

Working mothers bonus 2026: higher amount and confirmation of requirements

The Bonus will change next year. With the 2026 Budget Law, the measure will be strengthened. The monthly contribution will rise from 40 to 60 euros, for a maximum total of 720 euros per year, keeping the access criteria unchanged: at least two children, income under 40 thousand euros and payment in a single solution at the end of the year. The decontribution mechanisms (up to 3 thousand euros) for mothers with three or more children and a permanent contract also remain confirmed. The structural measure of partial exemption from contributions for working mothers is postponed to 2027.