With the maneuver the allowance goes from 60 to 100 euros: requirements, income limit, application to INPS and the risk for families with three children
In 2027, more money will arrive for working mothers. The Maneuver, under examination by Parliament, raises the bonus for working mothers from 60 to 100 euros per month: in one year they make 1,200 euros, 480 more than in 2026. The measure also becomes structural, that is, it will no longer be renewed from year to year.
Working mothers bonus 2027: who is entitled to it and how many children are needed
The working mothers bonus is a contribution designed for employees, whether public or private, and for self-employed workers registered with a compulsory social security system: collaborators and professionals without their own fund (Inps separate management) or registered with a professional fund. The type of contract makes no difference, as long as there is an ongoing work activity. Maids and carers are excluded. At least two children are neededeven adopted or in pre-adoptive foster care. If there are two children, the bonus lasts until the second turns 10. With three or more you reach the age of 18 for the youngest. With only one child nothing is due.
Income limit: those who are excluded from the 100 euro bonus for mothers 2027
The ceiling for accessing the working mothers bonus remains at 40 thousand euros per year of income from the mother’s work. The family’s ISEE does not count. The 40 thousand euros can be reached by adding everything you earn by working, even the untaxed or reduced taxed part, plus the allowances that replace the salary, such as maternity, sickness and redundancy payments. Unemployment benefits (Naspi and Dis-Coll) and pensions do not count. Anyone who exceeds the threshold receives nothing. The precise rules for 2027 will have to be set by INPS.
Mothers’ bonus 2027: when it arrives and how to apply to INPS
With the mothers bonus 100 euros are due for each month of work, or fraction of a month, up to a maximum of 1,200 euros per year. The payment schedule also changes: today the bonus is collected all together in December, from 2027 it will arrive every three months, up to 300 euros at a time. The amount is not subject to taxes and contributions and does not count towards the ISEE.
The bonus is not automatic: you must submit an application to INPS, online or via patronage. Methods and deadlines for 2027 will arrive after the approval of the budget law. For the 2026 bonus you can already apply from 20 October and by 31 December. Those who only meet the requirements in December have until January 31, 2027.
Mothers with three children: why the new bonus can cause you to lose money
There is a side effect for some workers. Until 31 December 2026, permanent employees with at least three children do not pay their share of social security contributions, i.e. those for the pension, up to 3 thousand euros per year (around 250 per month). The discount is valid without income limits. From 1 January 2027 this exemption ends and is replaced by the new fixed bonus. According to estimates, for around 110 thousand families the net paycheck could drop by 100-150 euros per month, despite the increase. In some cases, with higher salaries, the annual loss could reach up to 1,800 euros. How much you really lose varies from case to case, based on your paycheck and taxes. Anyone who exceeds 40 thousand euros is left without any support.
